We collect nonpublic personal information about you from the following sources:

• Information we receive from you, such as your name, address, telephone number, or social security number;

• Information about your transactions with us, our affiliates, or others. We receive this information from your lender, attorney, real estate broker, etc; and Information from public records.

We do not disclose any nonpublic personal information about our customers or former customers to anyone except to the extent reasonably necessary to provide the services for which we are engaged and in all instances only as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the products or services requested by you or your lender. We maintain physical, electronic, and procedural safeguards that comply with appropriate federal and state regulations.